/* ==========================================================================
   Paskola Būstui UK — main stylesheet
   Colours are taken from the logo's faceted "P" mark.
   ========================================================================== */

:root {
	--navy: #1c2a5c;
	--navy-deep: #151f47;
	--navy-2: #223a80;
	--indigo: #3f51a8;
	--sky: #4fa8de;
	--cyan: #66cbe5;
	--ice: #a2dce9;
	--eyebrow: #2b7cc0;

	--ink: #1c2a5c;
	--text: #47506b;
	--muted: #6b7390;
	--line: #e4e9f2;
	--soft: #f6f8fc;
	--tint: #ecf4fc;
	--white: #fff;

	--success: #1f8a5b;
	--error: #c0392b;

	--radius: 18px;
	--radius-sm: 12px;
	--shadow-sm: 0 1px 2px rgba(28, 42, 92, .06);
	--shadow: 0 10px 30px -12px rgba(28, 42, 92, .18);
	--shadow-lg: 0 30px 60px -20px rgba(28, 42, 92, .28);

	--font: "Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
	--container: 1232px;
	--gutter: 24px;
	--header-h: 76px;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 16px); -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--font); font-size: 16px; line-height: 1.65; color: var(--text); background: var(--white); -webkit-font-smoothing: antialiased; }
img, svg, iframe { display: block; max-width: 100%; }
img { height: auto; }
a { color: var(--indigo); text-decoration: none; }
a:hover { color: var(--navy); }
p { margin: 0 0 1em; }
ul, ol { margin: 0; padding: 0; }
h1, h2, h3, h4, h5 { margin: 0; color: var(--ink); font-weight: 800; line-height: 1.12; letter-spacing: -.025em; }
button, input, textarea, select { font: inherit; color: inherit; }
:focus-visible { outline: 3px solid var(--sky); outline-offset: 2px; border-radius: 4px; }
[hidden] { display: none !important; }

.skip-link { position: absolute; left: -9999px; top: 8px; z-index: 1000; background: var(--navy); color: #fff; padding: 10px 16px; border-radius: 8px; }
.skip-link:focus { left: 8px; color: #fff; }

/* ---------- Layout ---------- */
.container { width: 100%; max-width: calc(var(--container) + var(--gutter) * 2); margin: 0 auto; padding: 0 var(--gutter); }
.container-narrow { max-width: calc(860px + var(--gutter) * 2); }
.section { padding: 104px 0; position: relative; }
.section-tight { padding: 56px 0 0; }
.section-soft { background: var(--soft); }
.center { text-align: center; }
.mt-lg { margin-top: 48px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }

/* ---------- Type ---------- */
.display { font-size: clamp(2.6rem, 5.6vw, 4.6rem); line-height: 1.02; letter-spacing: -.04em; }
.h1 { font-size: clamp(2.2rem, 4.2vw, 3.5rem); letter-spacing: -.035em; line-height: 1.06; }
.h2 { font-size: clamp(2rem, 3.6vw, 3rem); letter-spacing: -.035em; line-height: 1.08; }
.h3 { font-size: 1.6rem; }
.h4 { font-size: 1.22rem; letter-spacing: -.015em; }
.h5 { font-size: 1.08rem; letter-spacing: -.01em; }
.lead { font-size: 1.15rem; line-height: 1.6; color: var(--muted); max-width: 640px; }
.muted { color: var(--muted); }
.eyebrow { font-size: .78rem; font-weight: 700; letter-spacing: .2em; text-transform: uppercase; color: var(--eyebrow); margin-bottom: 14px; }
.eyebrow-light { color: var(--cyan); }
.hl { background: linear-gradient(100deg, var(--indigo) 0%, var(--sky) 70%, var(--cyan) 100%); -webkit-background-clip: text; background-clip: text; color: transparent; }

.section-head { margin-bottom: 52px; max-width: 760px; }
.section-head .h2 { margin-bottom: 0; }
.section-head .lead { margin-top: 20px; }
.section-head.is-center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head.is-center .lead { margin-left: auto; margin-right: auto; }

/* ---------- Icons ---------- */
.icon { width: 20px; height: 20px; flex: none; }
.stars { display: inline-flex; gap: 2px; color: #d6dbe7; }
.stars .icon { width: 17px; height: 17px; }
.stars .is-on { color: #f2b01e; }
.icon-tile { display: inline-grid; place-items: center; width: 50px; height: 50px; border-radius: 14px; background: var(--tint); color: var(--indigo); }
.icon-tile .icon { width: 23px; height: 23px; }

/* ---------- Buttons ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; padding: 13px 24px; border-radius: 999px; border: 1.5px solid transparent; font-weight: 700; font-size: .98rem; line-height: 1.2; cursor: pointer; transition: transform .15s ease, background-color .2s ease, box-shadow .2s ease, color .2s ease, border-color .2s ease; white-space: nowrap; }
.btn .icon { width: 18px; height: 18px; }
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(0); }
.btn:disabled { opacity: .6; cursor: progress; transform: none; }
.btn-sm { padding: 10px 20px; font-size: .92rem; }
.btn-lg { padding: 17px 30px; font-size: 1.02rem; }
.btn-block { width: 100%; }
.btn-primary { background: var(--navy); color: #fff; box-shadow: 0 8px 20px -8px rgba(28, 42, 92, .55); }
.btn-primary:hover { background: var(--navy-2); color: #fff; }
.btn-ghost { background: #fff; color: var(--navy); border-color: var(--line); }
.btn-ghost:hover { border-color: var(--navy); color: var(--navy); }
.btn-accent { background: var(--cyan); color: var(--navy-deep); }
.btn-accent:hover { background: #82d6ec; color: var(--navy-deep); }
.btn-outline-light { background: transparent; color: #fff; border-color: rgba(255, 255, 255, .35); }
.btn-outline-light:hover { border-color: #fff; color: #fff; background: rgba(255, 255, 255, .06); }
.btn-row { display: flex; flex-wrap: wrap; gap: 14px; }
.btn-row.is-center { justify-content: center; }
.btn-row-split { justify-content: space-between; align-items: center; }
.link-arrow { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; color: var(--navy); font-size: .95rem; }
.link-arrow .icon { width: 17px; height: 17px; transition: transform .2s ease; }

/* ---------- Cards ---------- */
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow-sm); }

/* ---------- Header ---------- */
.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255, 255, 255, .92); backdrop-filter: saturate(160%) blur(12px); -webkit-backdrop-filter: saturate(160%) blur(12px); border-bottom: 1px solid transparent; transition: border-color .2s ease, box-shadow .2s ease; }
.site-header.is-scrolled { border-color: var(--line); box-shadow: 0 6px 24px -18px rgba(28, 42, 92, .4); }
.admin-bar .site-header { top: 32px; }
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 24px; height: var(--header-h); }
.brand { display: block; flex: none; }
.brand img { width: 220px; height: auto; }
.main-nav { display: flex; align-items: center; }
.nav-list { display: flex; gap: 6px; list-style: none; }
.nav-list a { display: block; padding: 8px 14px; border-radius: 999px; color: var(--text); font-weight: 600; font-size: .95rem; transition: color .2s, background-color .2s; }
.nav-list a:hover, .nav-list .current-menu-item > a, .nav-list .current-page-ancestor > a, .nav-list .current-menu-ancestor > a { color: var(--navy); background: var(--tint); }
.header-actions { display: flex; align-items: center; gap: 10px; }
.nav-toggle { display: none; width: 46px; height: 46px; border-radius: 12px; border: 1px solid var(--line); background: #fff; color: var(--navy); cursor: pointer; place-items: center; }
.nav-toggle .icon-close { display: none; }
.nav-cta-mobile { display: none; }

/* ---------- Hero ---------- */
.hero { padding: 72px 0 96px; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 64px; align-items: center; }
.badges { display: flex; flex-wrap: wrap; gap: 10px; list-style: none; margin-bottom: 30px; }
.badge { display: inline-flex; align-items: center; gap: 7px; padding: 6px 14px 6px 11px; border: 1px solid var(--line); border-radius: 999px; background: var(--soft); font-size: .84rem; font-weight: 600; color: var(--navy); }
.badge .icon { width: 15px; height: 15px; color: var(--sky); }
.hero .display { margin-bottom: 28px; }
.hero .display .hl { display: inline; }
.hero-text { font-size: 1.18rem; line-height: 1.65; color: var(--muted); max-width: 560px; margin-bottom: 36px; }
.hero-proof { display: flex; align-items: center; flex-wrap: wrap; gap: 18px; margin-top: 40px; }
.proof { display: inline-flex; align-items: center; gap: 9px; color: var(--text); font-size: .93rem; }
.proof strong { color: var(--navy); }
.proof:hover span { text-decoration: underline; }
.proof-sep { width: 1px; height: 22px; background: var(--line); }

.hero-visual { position: relative; min-height: 560px; border-radius: 28px; background: radial-gradient(120% 90% at 100% 0%, #dff0fb 0%, #eef5fc 45%, #f6f9fd 100%); display: grid; place-items: center; padding: 48px 40px; isolation: isolate; }
.facets { position: absolute; inset: 0; overflow: hidden; border-radius: inherit; z-index: -1; }
.facets svg { position: absolute; right: -50px; bottom: -150px; width: 320px; transform: rotate(-8deg); opacity: .95; }
.quick-calc { width: 100%; max-width: 380px; padding: 30px; box-shadow: var(--shadow-lg); border: 0; }
.quick-calc-icon { width: 46px; height: 46px; border-radius: 13px; display: grid; place-items: center; background: var(--navy); color: #fff; margin-bottom: 18px; }
.quick-calc .h4 { margin-bottom: 6px; }
.quick-calc .muted { font-size: .93rem; margin-bottom: 20px; }
.quick-calc .btn { margin-top: 8px; }
.float-card { position: absolute; left: -26px; bottom: 44px; display: flex; align-items: center; gap: 12px; padding: 14px 20px 14px 14px; box-shadow: var(--shadow); border: 0; }
.float-card small { display: block; font-size: .78rem; color: var(--muted); }
.float-card strong { display: block; color: var(--navy); font-size: 1.02rem; }
.float-icon { width: 42px; height: 42px; border-radius: 50%; display: grid; place-items: center; background: var(--tint); color: var(--sky); }

/* ---------- Form fields ---------- */
.field { display: block; margin-bottom: 18px; }
.field-label { display: block; font-size: .88rem; font-weight: 700; color: var(--navy); margin-bottom: 7px; }
.field-hint { display: block; font-size: .83rem; color: var(--muted); margin-top: 6px; }
.field-error { display: block; font-size: .84rem; color: var(--error); margin-top: 6px; min-height: 0; }
.field-error:empty { display: none; }
.field input[type="text"], .field input[type="email"], .field input[type="tel"], .field input[type="number"], .field textarea {
	width: 100%; padding: 13px 15px; border: 1.5px solid var(--line); border-radius: var(--radius-sm); background: #fff; transition: border-color .2s, box-shadow .2s; font-size: 1rem;
}
.field textarea { resize: vertical; min-height: 120px; }
.field input:focus, .field textarea:focus { outline: none; border-color: var(--sky); box-shadow: 0 0 0 4px rgba(79, 168, 222, .18); }
.has-error input, .has-error textarea { border-color: var(--error) !important; }
.input-money, .input-suffix { position: relative; display: flex; align-items: center; }
.input-money > span { position: absolute; left: 15px; color: var(--muted); font-weight: 700; pointer-events: none; }
.field .input-money input { padding-left: 32px; font-weight: 600; }
.input-suffix > span { position: absolute; right: 15px; color: var(--muted); font-weight: 700; pointer-events: none; }
.field .input-suffix input { padding-right: 36px; }
.input-lg input { font-size: 1.2rem !important; padding-top: 16px !important; padding-bottom: 16px !important; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 16px; }
.check-field { display: flex; gap: 12px; align-items: flex-start; font-size: .9rem; color: var(--text); margin: 4px 0 8px; cursor: pointer; }
.check-field input { width: 20px; height: 20px; margin-top: 2px; accent-color: var(--navy); flex: none; }
.check-field + .field-error { margin: -2px 0 12px 32px; }
.hp { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; opacity: 0; }
.form-status { margin: 14px 0 0; font-size: .95rem; font-weight: 600; }
.form-status:empty { display: none; }
.form-status.is-success { color: var(--success); }
.form-status.is-error { color: var(--error); }

.toggle { display: inline-flex; align-items: center; gap: 12px; margin: 0 0 20px; cursor: pointer; font-weight: 600; color: var(--navy); font-size: .95rem; }
.toggle input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.toggle-ui { width: 44px; height: 26px; border-radius: 99px; background: #d5dbe8; position: relative; transition: background .2s; flex: none; }
.toggle-ui::after { content: ""; position: absolute; top: 3px; left: 3px; width: 20px; height: 20px; border-radius: 50%; background: #fff; box-shadow: 0 1px 3px rgba(0, 0, 0, .2); transition: transform .2s; }
.toggle input:checked + .toggle-ui { background: var(--navy); }
.toggle input:checked + .toggle-ui::after { transform: translateX(18px); }
.toggle input:focus-visible + .toggle-ui { outline: 3px solid var(--sky); outline-offset: 2px; }

/* ---------- Stats band ---------- */
.stats { background: var(--navy); color: #fff; }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.stat { display: flex; align-items: center; justify-content: center; gap: 12px; padding: 26px 16px; border-left: 1px solid rgba(255, 255, 255, .12); text-align: left; }
.stat:first-child { border-left: 0; }
.stat strong { font-size: 1.85rem; font-weight: 800; letter-spacing: -.03em; line-height: 1; white-space: nowrap; }
.stat span { font-size: .9rem; color: #c6d2ee; line-height: 1.3; max-width: 140px; }

/* ---------- Services ---------- */
.service-card { display: flex; flex-direction: column; padding: 30px 28px; color: var(--text); transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease; }
.service-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: #d3dcee; color: var(--text); }
.service-card:hover .link-arrow .icon { transform: translateX(4px); }
.service-card .icon-tile { margin-bottom: 22px; }
.service-card .h4 { margin-bottom: 12px; }
.service-card p { font-size: .95rem; color: var(--muted); flex: 1; margin-bottom: 22px; }

/* ---------- Process ---------- */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; list-style: none; counter-reset: none; }
.step { position: relative; padding: 32px 28px; overflow: hidden; }
.step-num { position: absolute; top: -18px; right: 6px; font-size: 7.5rem; font-weight: 800; line-height: 1; color: var(--soft); letter-spacing: -.05em; z-index: 0; }
.step > *:not(.step-num) { position: relative; z-index: 1; }
.step-label { font-size: .76rem; font-weight: 700; letter-spacing: .18em; text-transform: uppercase; color: var(--eyebrow); margin-bottom: 14px; }
.step .h4 { margin-bottom: 12px; }
.step p:last-child { font-size: .95rem; color: var(--muted); margin: 0; }

/* ---------- Why us ---------- */
.why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
.why-card { position: relative; overflow: hidden; background: var(--navy); color: #d4dcf1; border-radius: 24px; padding: 52px 44px; isolation: isolate; }
.why-card .h2, .why-card .h3 { color: #fff; margin-bottom: 22px; }
.why-card p { font-size: 1.04rem; line-height: 1.7; }
.why-facets { position: absolute; right: -60px; top: -40px; width: 240px; opacity: .12; z-index: -1; transform: rotate(12deg); }
.why-fca { display: flex; align-items: center; gap: 16px; margin-top: 30px; padding-top: 28px; border-top: 1px solid rgba(255, 255, 255, .14); }
.why-fca-icon { width: 50px; height: 50px; border-radius: 50%; display: grid; place-items: center; background: var(--cyan); color: var(--navy); }
.why-fca small { display: block; font-size: .85rem; color: #aebbe0; }
.why-fca strong { display: block; color: #fff; font-size: 1.2rem; }
.why-list { list-style: none; display: grid; gap: 34px; }
.why-list li { display: flex; gap: 18px; }
.check { width: 38px; height: 38px; border-radius: 50%; background: var(--tint); color: var(--indigo); display: grid; place-items: center; flex: none; }
.check .icon { width: 20px; height: 20px; }
.why-list .h5 { margin: 4px 0 8px; }
.why-list p { margin: 0; color: var(--muted); font-size: .97rem; }

/* ---------- Team ---------- */
.team-card { overflow: hidden; }
.team-photo { aspect-ratio: 4 / 4.4; background: linear-gradient(160deg, #e8eef8, #d9e3f2); overflow: hidden; }
.team-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 22%; transition: transform .5s ease; }
.team-card:hover .team-photo img { transform: scale(1.03); }
.team-initial { display: grid; place-items: center; height: 100%; font-size: 5rem; font-weight: 800; color: var(--indigo); }
.team-body { padding: 24px 26px 28px; }
.team-role { color: var(--eyebrow); font-weight: 700; font-size: .92rem; margin: 6px 0 12px; }
.team-body .muted { font-size: .94rem; margin: 0; }

/* ---------- Reviews ---------- */
.reviews-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 30px; margin-bottom: 52px; flex-wrap: wrap; }
.reviews-head .section-head { margin-bottom: 0; }
.rating-chips { display: flex; gap: 12px; flex-wrap: wrap; }
.rating-chip { display: inline-flex; align-items: center; gap: 9px; padding: 11px 16px; border: 1px solid var(--line); border-radius: 14px; background: #fff; color: var(--text); font-size: .9rem; transition: border-color .2s, box-shadow .2s; }
.rating-chip:hover { border-color: #ccd6ea; box-shadow: var(--shadow-sm); color: var(--text); }
.rating-chip strong { font-size: 1.1rem; color: var(--navy); }
.rating-src { font-weight: 700; color: var(--navy); }
.rating-chip small { color: var(--muted); }
.review-card { margin: 0; padding: 30px 28px; display: flex; flex-direction: column; }
.review-card blockquote { margin: 18px 0 24px; flex: 1; }
.review-card blockquote p { margin: 0; color: var(--ink); font-size: 1rem; line-height: 1.65; }
.review-card blockquote.is-clamped p { display: -webkit-box; -webkit-line-clamp: 6; -webkit-box-orient: vertical; overflow: hidden; }
.review-card figcaption { border-top: 1px solid var(--line); padding-top: 18px; }
.review-card figcaption strong { display: block; color: var(--navy); font-size: .96rem; }
.review-card figcaption span { font-size: .84rem; color: var(--muted); }

/* ---------- FAQ ---------- */
.faq-list { display: grid; gap: 12px; }
.faq-item { background: #fff; border: 1px solid var(--line); border-radius: 16px; transition: box-shadow .2s, border-color .2s; }
.faq-item[open] { box-shadow: var(--shadow); border-color: #d3dcee; }
.faq-item summary { display: flex; justify-content: space-between; align-items: center; gap: 20px; padding: 22px 26px; cursor: pointer; list-style: none; font-weight: 700; color: var(--navy); font-size: 1.06rem; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary .icon { transition: transform .25s ease; color: var(--muted); }
.faq-item[open] summary .icon { transform: rotate(180deg); }
.faq-answer { padding: 0 26px 24px; color: var(--muted); }
.faq-answer p { margin: 0; }

/* ---------- CTA band ---------- */
.cta-band { position: relative; overflow: hidden; background: radial-gradient(90% 140% at 15% 0%, #2a3f86 0%, var(--navy) 55%, var(--navy-deep) 100%); color: #d4dcf1; padding: 112px 0; isolation: isolate; }
.cta-band .h1 { color: #fff; margin-bottom: 20px; }
.cta-band .lead { color: #c3cdea; margin: 0 auto 38px; }
.cta-facets { position: absolute; right: 4%; bottom: -120px; width: 260px; opacity: .14; z-index: -1; transform: rotate(-10deg); }

/* ---------- Page hero ---------- */
.page-hero { position: relative; overflow: hidden; padding: 64px 0 72px; background: linear-gradient(180deg, var(--soft) 0%, #fff 100%); border-bottom: 1px solid var(--line); isolation: isolate; }
.page-hero .h1 { max-width: 820px; }
.page-hero .lead { margin-top: 18px; }
.page-hero-facets { position: absolute; right: 6%; top: -60px; width: 200px; opacity: .16; z-index: -1; transform: rotate(14deg); }
.crumbs { display: flex; flex-wrap: wrap; gap: 8px; font-size: .86rem; color: var(--muted); margin-bottom: 26px; }
.crumbs a { color: var(--muted); }
.crumbs a:hover { color: var(--navy); }
.crumbs [aria-current] { color: var(--navy); font-weight: 600; }

/* ---------- Prose ---------- */
.prose { font-size: 1.06rem; line-height: 1.75; }
.prose > *:first-child { margin-top: 0; }
.prose h2 { font-size: 1.7rem; margin: 1.8em 0 .6em; }
.prose h3 { font-size: 1.3rem; margin: 1.6em 0 .6em; }
.prose ul, .prose ol { padding-left: 0; margin: 0 0 1.2em; list-style: none; }
.prose ul li { position: relative; padding-left: 30px; margin-bottom: 10px; }
.prose ul li::before { content: ""; position: absolute; left: 4px; top: .62em; width: 10px; height: 10px; border-radius: 3px; background: linear-gradient(135deg, var(--indigo), var(--cyan)); transform: rotate(45deg); }
.prose ol { counter-reset: li; }
.prose ol li { counter-increment: li; position: relative; padding-left: 34px; margin-bottom: 10px; }
.prose ol li::before { content: counter(li); position: absolute; left: 0; top: 2px; width: 24px; height: 24px; border-radius: 50%; background: var(--tint); color: var(--indigo); font-size: .8rem; font-weight: 700; display: grid; place-items: center; }
.prose a { text-decoration: underline; text-underline-offset: 3px; }
.prose strong { color: var(--ink); }

/* ---------- Service single ---------- */
.service-layout { display: grid; grid-template-columns: 1fr 360px; gap: 64px; align-items: start; }
.service-aside, .calc-aside { display: grid; gap: 18px; position: sticky; top: calc(var(--header-h) + 24px); }
.aside-card { padding: 28px; }
.aside-card .icon-tile { margin-bottom: 16px; }
.aside-card .h4, .aside-card .h5 { margin-bottom: 10px; }
.aside-card .muted { font-size: .95rem; }
.aside-dark { background: var(--navy); border-color: var(--navy); color: #c9d3ee; }
.aside-dark .h4, .aside-dark .h5 { color: #fff; }
.aside-link { display: block; text-align: center; margin-top: 14px; color: #c9d3ee; font-size: .92rem; }
.aside-link:hover { color: #fff; }
.risk-note { display: flex; gap: 10px; font-size: .86rem; color: var(--muted); padding: 0 6px; }
.risk-note .icon { width: 18px; height: 18px; color: var(--sky); margin-top: 2px; }
.tick-list { list-style: none; display: grid; gap: 12px; font-size: .94rem; }
.tick-list li { display: flex; gap: 10px; }
.tick-list .icon { width: 18px; height: 18px; color: var(--sky); margin-top: 3px; }

/* ---------- About ---------- */
.about-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 64px; align-items: center; }

/* ---------- Contact ---------- */
.contact-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 48px; align-items: start; }
.contact-info { display: grid; gap: 14px; }
.contact-item { display: flex; align-items: center; gap: 16px; padding: 20px 22px; color: var(--text); transition: border-color .2s, box-shadow .2s; }
a.contact-item:hover { border-color: #ccd6ea; box-shadow: var(--shadow); color: var(--text); }
.contact-item small { display: block; font-size: .82rem; color: var(--muted); }
.contact-item strong { display: block; color: var(--navy); font-size: 1.04rem; word-break: break-word; }
.form-card { padding: 38px; }
.form-card .h3 { margin-bottom: 24px; }
.map-wrap iframe { width: 100%; height: 420px; border: 0; filter: saturate(.85); }

/* ---------- Calculator ---------- */
.calc-section { padding-top: 64px; }
.calc-layout { display: grid; grid-template-columns: 1fr 340px; gap: 40px; align-items: start; }
.calc-progress { display: flex; gap: 10px; list-style: none; margin-bottom: 20px; }
.calc-progress li { flex: 1; display: flex; align-items: center; gap: 10px; padding: 12px 14px; border-radius: 14px; background: var(--soft); color: var(--muted); font-weight: 600; font-size: .9rem; border: 1px solid transparent; transition: all .25s; }
.calc-progress li span { width: 28px; height: 28px; border-radius: 50%; display: grid; place-items: center; background: #fff; border: 1.5px solid var(--line); font-size: .85rem; font-weight: 800; flex: none; }
.calc-progress li.is-active { background: #fff; border-color: var(--line); color: var(--navy); box-shadow: var(--shadow-sm); }
.calc-progress li.is-active span { background: var(--navy); border-color: var(--navy); color: #fff; }
.calc-progress li.is-done { color: var(--navy); }
.calc-progress li.is-done span { background: var(--cyan); border-color: var(--cyan); color: var(--navy); }
.calc-card { padding: 40px; }
.calc-step .h3 { margin-bottom: 8px; }
.calc-step > .muted { margin-bottom: 28px; }
.calc-step.is-active { animation: stepIn .35s ease both; }
@keyframes stepIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }
.secure-note { display: flex; gap: 8px; align-items: center; font-size: .84rem; color: var(--muted); margin: 18px 0 0; }
.secure-note .icon { width: 16px; height: 16px; }
.calc-results:focus { outline: none; }
.result-hero { background: linear-gradient(135deg, var(--tint), #f4f9fe); border: 1px solid #d9e8f7; border-radius: 18px; padding: 28px 30px; margin-bottom: 18px; }
.result-label { display: block; font-weight: 600; color: var(--muted); margin-bottom: 6px; }
.result-value { display: block; font-size: clamp(2rem, 4.4vw, 2.9rem); font-weight: 800; color: var(--navy); letter-spacing: -.035em; line-height: 1.1; }
.result-sub { display: block; margin-top: 8px; font-size: .9rem; color: var(--muted); }
.result-tiles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-bottom: 18px; }
.result-tile { border: 1px solid var(--line); border-radius: 14px; padding: 18px; }
.result-tile > span { display: block; font-size: .84rem; color: var(--muted); margin-bottom: 6px; line-height: 1.35; }
.result-tile strong { display: block; font-size: 1.25rem; color: var(--navy); letter-spacing: -.02em; line-height: 1.3; }
.result-tile strong span { white-space: nowrap; }
.result-note { background: #fff8e8; border: 1px solid #f5e0b0; color: #7a5a14; border-radius: 12px; padding: 14px 16px; font-size: .92rem; }
.result-adjust { display: grid; grid-template-columns: 1.4fr 1fr; gap: 24px; align-items: end; margin-top: 26px; padding-top: 22px; border-top: 1px solid var(--line); }
.result-adjust .field { margin-bottom: 0; }
input[type="range"] { width: 100%; accent-color: var(--navy); height: 30px; }
.result-cta { margin-top: 26px; background: var(--navy); color: #d4dcf1; border-radius: 18px; padding: 26px 28px; }
.result-cta p { margin-bottom: 18px; }
.calc-disclaimer { margin-top: 48px; padding: 26px 30px; border-radius: var(--radius); background: var(--soft); border: 1px solid var(--line); font-size: .93rem; color: var(--text); }
.calc-disclaimer p:last-child { margin-bottom: 0; }

/* ---------- 404 & lists ---------- */
.notfound { padding: 140px 0; }
.notfound .lead { margin: 18px auto 36px; }
.post-list { display: grid; gap: 18px; }
.post-card { padding: 28px; }

/* ---------- Footer ---------- */
.site-footer { background: #fff; border-top: 1px solid var(--line); padding: 72px 0 32px; font-size: .95rem; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.2fr; gap: 40px; }
.footer-brand img { width: 220px; margin-bottom: 20px; }
.footer-brand p { color: var(--muted); max-width: 380px; }
.social { display: inline-grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; border: 1px solid var(--line); color: var(--navy); }
.footer-title { font-size: .8rem; letter-spacing: .16em; text-transform: uppercase; color: var(--navy); margin-bottom: 18px; }
.footer-col ul { list-style: none; display: grid; gap: 10px; }
.footer-col a { color: var(--muted); }
.footer-col a:hover { color: var(--navy); }
.footer-contact li { display: flex; gap: 10px; align-items: flex-start; color: var(--muted); }
.footer-contact .icon { width: 17px; height: 17px; margin-top: 4px; color: var(--sky); }
.regulatory { margin-top: 56px; padding: 26px 30px; border-radius: var(--radius); background: var(--soft); border: 1px solid var(--line); font-size: .84rem; line-height: 1.65; color: var(--muted); }
.regulatory p { margin: 0 0 10px; }
.regulatory p:last-child { margin-bottom: 0; }
.regulatory a { color: var(--indigo); }
.regulatory-title { display: flex; align-items: center; gap: 8px; font-weight: 700; color: var(--navy) !important; font-size: .92rem; margin-bottom: 12px !important; }
.regulatory-title .icon { width: 18px; height: 18px; color: var(--sky); }
.regulatory-warning { font-weight: 700; color: var(--navy) !important; }
.footer-bottom { display: flex; justify-content: space-between; align-items: center; gap: 20px; flex-wrap: wrap; margin-top: 28px; font-size: .86rem; color: var(--muted); }
.footer-bottom p { margin: 0; }
.footer-menu { display: flex; gap: 20px; list-style: none; }
.footer-menu a { color: var(--muted); }

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 1100px) {
	.nav-list a { padding: 8px 10px; font-size: .9rem; }
	.brand img { width: 190px; }
	.header-cta span { display: none; }
	.header-cta { padding: 11px; }
	.steps { grid-template-columns: repeat(2, 1fr); }
	.footer-grid { grid-template-columns: 1fr 1fr; }
	.service-layout, .calc-layout { grid-template-columns: 1fr 300px; gap: 36px; }
}

@media (max-width: 960px) {
	:root { --header-h: 68px; }
	.section { padding: 80px 0; }
	.nav-toggle { display: grid; }
	.header-cta { display: none; }
	/* backdrop-filter would make the header the containing block of the fixed menu */
	.site-header { backdrop-filter: none; -webkit-backdrop-filter: none; background: #fff; }
	.main-nav { position: fixed; inset: var(--header-h) 0 0 0; background: #fff; flex-direction: column; align-items: stretch; padding: 20px var(--gutter) 40px; gap: 20px; transform: translateX(100%); visibility: hidden; transition: transform .3s ease, visibility 0s linear .3s; overflow-y: auto; }
	.nav-open .main-nav { visibility: visible; transition: transform .3s ease, visibility 0s; }
	.admin-bar .main-nav { top: calc(var(--header-h) + 46px); }
	.nav-open .main-nav { transform: none; }
	.nav-open { overflow: hidden; }
	.nav-open .nav-toggle .icon-open { display: none; }
	.nav-open .nav-toggle .icon-close { display: block; }
	.nav-list { flex-direction: column; gap: 4px; }
	.nav-list a { font-size: 1.15rem; padding: 14px 16px; border-radius: 12px; }
	.nav-cta-mobile { display: inline-flex; }

	.hero { padding: 48px 0 72px; }
	.hero-grid, .why-grid, .about-grid, .contact-grid, .service-layout, .calc-layout { grid-template-columns: 1fr; }
	.hero-grid { gap: 48px; }
	.hero-visual { min-height: 0; padding: 48px 24px 72px; }
	.float-card { left: 16px; bottom: 16px; }
	.why-grid { gap: 48px; }
	.grid-3 { grid-template-columns: 1fr 1fr; }
	.stats-grid { grid-template-columns: 1fr 1fr; }
	.stat:nth-child(3) { border-left: 0; }
	.stat:nth-child(n+3) { border-top: 1px solid rgba(255, 255, 255, .12); }
	.service-aside, .calc-aside { position: static; }
	.calc-aside { order: 2; }
}

@media (max-width: 640px) {
	:root { --gutter: 16px; }
	.section { padding: 64px 0; }
	.section-head { margin-bottom: 36px; }
	.brand img { width: 170px; }
	.grid-3, .steps, .footer-grid, .form-grid, .result-tiles, .result-adjust { grid-template-columns: 1fr; }
	.stats-grid { grid-template-columns: 1fr 1fr; }
	.stat { flex-direction: column; text-align: center; gap: 6px; padding: 22px 10px; }
	.stat strong { font-size: 1.5rem; }
	.btn-row .btn-lg { width: 100%; }
	.btn-row-split { flex-direction: column-reverse; align-items: stretch; }
	.btn-row-split .btn { width: 100%; }
	.hero-visual { padding: 28px 16px 84px; border-radius: 22px; }
	.proof-sep { display: none; }
	.hero-proof { gap: 10px 24px; margin-top: 30px; }
	.facets svg { width: 220px; right: -60px; bottom: -110px; }
	.quick-calc { padding: 24px; }
	.float-card { left: 50%; transform: translateX(-50%); bottom: 18px; white-space: nowrap; }
	.why-card { padding: 38px 26px; }
	.calc-card, .form-card { padding: 26px 20px; }
	.calc-progress li { font-size: 0; justify-content: center; padding: 10px; }
	.calc-progress li span { font-size: .85rem; }
	.calc-progress li.is-active { font-size: .85rem; flex: 2; }
	.result-hero { padding: 22px; }
	.regulatory, .calc-disclaimer { padding: 22px 20px; }
	.cta-band { padding: 80px 0; }
	.faq-item summary { padding: 18px 20px; font-size: 1rem; }
	.faq-answer { padding: 0 20px 20px; }
	.reviews-head { flex-direction: column; align-items: flex-start; }
	.footer-bottom { flex-direction: column; align-items: flex-start; }
}

@media (prefers-reduced-motion: reduce) {
	*, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
}